Government grand fraud is alieve and well, especially in today’s difficult economic times.  The purpose of this post is to provide the reader with some general information, concerning this subject matter.  Please pay particular attention to this post if you are a senior citizen. 

  • The government doesn’t telephone people or send unsolicited letters or emails to offer grants. If someone contacts you unexpectedly and offers you a grant, it’s a scam. Don’t provide your financial account numbers, Social Security numbers, or other personal information in response to such an offer. Crooks “phish” for that information to steal victims’ money and impersonate them for other illegal purposes.

  • Government grants never require fees of any kind. You might have to provide financial information to prove that you qualify for a government grant, but you won’t have to pay to get one

  • Government grants require an application process. They aren’t simply given over the phone and are never guaranteed. Applications for government grants are reviewed to determine if they meet certain criteria and are awarded based on merit. If you didn’t apply for a government grant and someone says you’re receiving one, it’s a scam.

  • Government grants are made for specific purposes, not just because someone is a good taxpayer. Most government grants are awarded to states, cities, schools, and nonprofit organizations to help provide services or fund research projects. Grants to individuals are typically for things like college expenses or disaster relief.

  • Don’t be fooled by official or impressive-sounding names. Swindlers claiming to provide or help get government grants often invent impressive-sounding names and titles for themselves and the companies they represent. They operate under many different names and phone numbers, take your money, then leave town to start all over again.

  • Beware of services offering government grant information for a fee or requesting your personal information to provide it. Information about government grants and other benefits is free (though there may be a fee for some print publications) and you don’t have to give personal information to get it.